Retirement Planning

Incorporating retirement planning into your overall financial strategy is of utmost importance. Whether it entails calculating your projected yearly retirement income or estimating the required savings to attain your desired retirement earnings, I am here to guide you toward your retirement aspirations. I will fine-tune your investment approach and harness government benefits to ensure your financial security throughout your retirement years. After understanding your time horizon, we’ll devise smart withdrawal strategies to maintain your lifestyle and minimize tax implications.

• When should I convert my RRSP to a RRIF?
• Should my investment accounts be joint?
• When should I start RRSP withdrawals?
• Should I save using an RRSP or TFSA?
• When should I start my CPP or OAS?
• How do I split income in retirement?